The FAIR Plan’s policies are tailored to provide coverage for basic fire insurance. Work with a broker to learn if a FAIR Plan policy, along with optional supplemental coverage, fits your needs.

The Pennsylvania FAIR Plan, formally known as the Insurance Placement Facility of Pennsylvania, commenced operating October 28, 1968, to make basic property insurance available to persons who have an insurable interest in real or tangible personal property located in the Commonwealth of Pennsylvania, and who have been unable to secure such ...

The FAIR Plan is a syndicated fire insurance pool comprised of all insurers licensed to conduct property/casualty business in California. The FAIR Plan was established by statute (California Insurance Code sections 10091 et seq.) in August, 1968 as an insurance placement facility.

Texas FAIR Plan Association provides coverage to residential properties that are denied by other insurance carriers. To be eligible for TFPA coverage, a property must meet certain requirements established by the Texas Legislature.

The mission of the Illinois FAIR Plan Association is to make basic property insurance available to qualified applicants who have not been able to obtain property insurance. It is understood that applicants, as well as policyholders, will seek insurance in the standard insurance market place before applying to the FAIR Plan.

The California FAIR Plan (California Fair Access to Insurance Requirements) is an fire insurance program created by the state of California that is used by property owners who cannot find private market insurance coverage.

Feb 23, 2023 · The FAIR Plan, established after the riots and brush fires of the 1960s, provides basic property insurance to consumers when coverage in the voluntary market is unavailable.

Feb 11, 2025 · State regulators said Tuesday that they will allow the program, known as the FAIR Plan, to collect $1 billion from private insurance companies doing business in California to pay its claims....

Feb 11, 2025 · The FAIR Plan can access additional layers of reinsurance based on losses incurred and outstanding reserves up to a $5.78 billion limit, which includes varying percentages of co-reinsurance ...

Feb 11, 2025 · The FAIR Plan is an insurance pool that all the major private insurers pay into, and the plan then issues policies to people who can’t get private insurance because their properties are deemed too risky to insure. The plan, with high premiums and basic coverage, is designed as a temporary option until homeowners can find permanent coverage ...