Should you get a balance transfer or personal loan? This guide covers the pros and cons between both so you can choose the smartest option for your money.

Today’s ARMs are much more regulated now than they were back in 2008. Here’s what to know about how they work — and when they can be a strategic way to navigate a complicated housing market.

The average is currently more than 20%, according to Bankrate. As long as you have a plan to pay your debt back within the introductory period, you won't owe an extra cent on the balance, says Schulz.

What are introductory offers? Introductory offers are designed to attract new customers. Credit card providers will often offer 0% interest, higher cashback rates or more reward points per pound for a ...

Balance transfer offers generally give you an introductory annual percentage rate on the balance for 12 to 21 months. If you don’t pay off the entire balance during the introductory period, a ...

Whether you're using a 0% APR card that offers an interest-free period on new purchases, balance transfers or both, that grace period doesn't last forever. Some credit cards offer introductory 0% ...