The best CD yield from a national bank is Northern Bank Direct, with a 4.50% APY on a nine-month CD with a $500 minimum ...

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

A whopping 17 certificates offer at least 4.50% APY right now, with terms stretching as long as 2027. Alternatively, you can lock in 4.28% to 4.40% for 3 to 5 years.

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

Don't deposit $20,000 into either account type before calculating the interest-earning potential each offers now.

Today's best CD rates by term The top CD rates change based on location, financial institution and other factors. Here are some of the best CD interest rates for different maturities: GECU: 4.58% ...

Find out the CD rates you could lock in by opening an account now.

Certificates of deposit (CDs) can be a great choice if you’re looking for a low-risk investment to generate interest on cash you don’t need to use immediately. CD rates have mostly held tight ...

Inflation Rates Inflation rates are another key factor in CD interest rates. When inflation is high, banks might raise CD rates to offer a real return after accounting for rising prices. However ...

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

The current national high for a 12-month CD is 5.37%, which would earn roughly $1,340 in interest with a $25,000 deposit. Two-year CD rates ...