Welcome to the American Express Q4 2024 earnings call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator instructions] As a reminder,

Metropolitan Bank Holding (NYSE:MCB) reported a strong performance in Q4 2024, surpassing Wall Street expectations with an earnings per share (EPS) of $1.88, compared to the forecasted $1.49. This significant beat pushed the stock price up by 6.

HCA Healthcare, Inc. HCA reported fourth-quarter 2024 adjusted earnings per share (EPS) of $6.22, which outpaced the Zacks Consensus Estimate by 4.2%. The bottom line advanced 5.4% year over year. See the Zacks Earnings Calendar to stay ahead of market-making news.