Below are the 10 best rates for CDs in August 2025. All of these accounts are protected by either the Federal Deposit ...

Earning the best 12-month certificate rate this month at 5.11% only requires a minimum balance of $500 at Geismar Complex ...

So what’s behind these limited-time offers? “Promotional CD rates are a great way for a bank to attract deposit balances with high likelihood that those balances will stay for the term of the CD,” ...

CDs can help you lock in today’s generous interest rates ...

Thinking about taking cash out of your CD early? Learn how to calculate if it's worth it, and why a high-yield savings ...

At 4.50% APY, the highest 2-year rate this month goes to Kinetic Credit Union. There is a low $500 required and additional ...

Typically, a certificate of deposit matures between six months and five years, although CDs are available in a variety of term lengths. CD rates change, so be sure to check current rates before ...

What Is a Certificate of Deposit? A certificate of deposit is a safe, income-generating investment, as the funds are insured by the Federal Deposit Insurance Corp. up to $250,000.

Initial deposit The “initial deposit” is the amount you agree to put into your CD at opening. CIT Bank, for instance, has a $1,000 minimum deposit for most of its CDs.

Investing in a certificate of deposit has many benefits but there are also a few drawbacks that should be considered before opening one. Let's take a look at the pros and cons that come with a CD.

Certificate of Deposit 3 things to do before your CD matures Is your CD account approaching its maturity date? Then consider making these three smart moves now. Mar 18, 2024 ...

A certificate of deposit typically offers a higher rate of return than a traditional savings account. Find out which type of CD might be right for you.