Should you get a balance transfer or personal loan? This guide covers the pros and cons between both so you can choose the smartest option for your money.

Today’s ARMs are much more regulated now than they were back in 2008. Here’s what to know about how they work — and when they can be a strategic way to navigate a complicated housing market.

The average is currently more than 20%, according to Bankrate. As long as you have a plan to pay your debt back within the introductory period, you won't owe an extra cent on the balance, says Schulz.

Balance transfer offers generally give you an introductory annual percentage rate on the balance for 12 to 21 months. If you don’t pay off the entire balance during the introductory period, a ...