Today’s ARMs are much more regulated now than they were back in 2008. Here’s what to know about how they work — and when they can be a strategic way to navigate a complicated housing market.

A 0% APR credit card can be a great option, but is it a smart move for you? Here's what you need to know before submitting ...

Spending to earn rewards can put you in debt if you're unprepared, but you can earn without debt if you spend within your ...

Should you get a balance transfer or personal loan? This guide covers the pros and cons between both so you can choose the smartest option for your money.

The average is currently more than 20%, according to Bankrate. As long as you have a plan to pay your debt back within the introductory period, you won't owe an extra cent on the balance, says Schulz.

Each credit card has its own rewards structure, a fact that savvy cardholders who manage their credit wisely can use to their ...