Many of us make financial resolutions at the start of the year to avoid over spending, start saving ... save in the long term if you stay consistent. You can simplify the no-spend challenge ...

This isn’t just a story of inflation, but of compounding challenges that affect ... on regular contributions to their savings, a trend that disrupts long-term financial security.

Determine your savings amount. A common approach is to save a percentage of your income every month, say 10% or 20%, but it should be an amount you can commit to without straining your monthly budget.