Mortgage rates are down slightly following the Federal Reserve's announcement on Wednesday that it will hold the federal funds rate steady ... coming in at 2.9% year over year in December.

The Trump administration has signaled its desire for lower interest rates, but it remains to be seen whether a new monetary policy will affect the Fed. With the federal funds rate still high ...

The January pause marks an end, at least temporarily, to the Fed's flurry of rate cuts that started in September 2024 which have pushed down the federal funds ... t likely to change, consumers ...

(Photo by Sha Hanting/China News Service/VCG via Getty Images) The Federal Reserve’s Federal Open Market Committee (FOMC) has decided to maintain the target range for the federal funds rate at 4 ...

Inflation remains elevated, and the Fed's subtle language change suggests a warning to ... if we chart those on top of the effective fed funds rate. Data by YCharts Recently, inflation has been ...

showed prices rose 2.6% year-over-year in December, accelerating from the prior month's 2.4% pace. "Q4 GDP data reveal why the fed needed to cut the funds rate, why they do not need to cut it ...

The Fed kept interest ... with the unemployment rate penciled in at 4.2%. The inflation figure, though, is anticipated to see improvement over December's figure. At 2.3% YoY in both Q1 2025 ...

Year over year ... rates, while a weaker economy may result in lower rates. Federal Reserve Policies: The Federal Reserve's monetary policies, including changes to the federal funds rate, can ...

Your mortgage rate has a direct impact on how much you'll pay each month for your home. Average rates change from ... mortgage rates. The Fed makes changes to the federal funds rate to either ...