We analyzed 50 major cash-back credit cards using an average American's annual budget and dug into each card's perks and drawbacks to find the best ones for various spending habits.

A Discover card is a credit card brand that is issued by the American financial services company, Discover Financial (DFS). It was originally issued in 1985.

The Forbes ranking of the best credit cards includes credit card offers with rich signup bonuses, excellent rewards, 0% APR and many with no annual fee.