The best CD yield from a national bank is Northern Bank Direct, with a 4.50% APY on a nine-month CD with a $500 minimum ...

A whopping 17 certificates offer at least 4.50% APY right now, with terms stretching as long as 2027. Alternatively, you can lock in 4.28% to 4.40% for 3 to 5 years.

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

In times of less volatile interest rates, the longer the CD term, the higher the rate. During the Fed’s hawkish monetary policy, however, that changed: CDs with two- to five-year terms paid less ...

Don't deposit $20,000 into either account type before calculating the interest-earning potential each offers now.

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

A CD investment provides guaranteed returns and your money stays federally insured. How much interest you can earn on a CD depends on the rates, which can be affected by Fed rate increases.

3-month CDs are ideal for short-term saving. Check out our top picks to find the best 3 month CD rates available for you.

Fidelity's brokered CDs have competitive rates that fluctuate more than those of bank CDs. They’re best for investors, not average bank customers. See how they compare.

Savings account interest rates currently hover around 0.43%, while interest rates on CDs are around 4.5% to 5% or higher, depending on the lender and other factors.

High-yield savings accounts offer flexibility and access, while certificates of deposit can offer higher interest rates. Compare HYSAs and CDs to find the best for your budget.

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...