From humble beginnings in 1972 as a bank with $10 million dollars in assets, South Central Bank has evolved into a bank holding company comprised of 30 locations in Kentucky and Tennessee with over $1. 6 billion in assets. South Central Bank is designed to make a difference in the prosperity of customers and communities. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community. Family-owned and operated, Member of FDIC and an Equal Housing Lender.